One of the great things about the modern times is that technology and money-saving can go hand in hand if you know what to look for. In fact, with the current boom of smart phones on the market today, more and more apps for these smart phones are being developed that can help you. Many people make the mistake of thinking apps for their phone are simply fun diversions. However, this is not true. There are many applications available out there that are actually of great help. If you are looking for ways to pinch the pennies and save money, then consider these 4 apps. They provide great money-saving opportunities right on your Android or iPhone device.
1. Groupon
You may have already heard of this website, but you may not realize you can use the app on your smart phone. With Groupon, you will need to create an account and they you will be able to get access to numerous money-saving coupons for your city. There is no charge for the Groupon app for your iPhone or Android.
There are a bunch of other daily deals websites like Living Social that also have apps. These apps help you save even more money because it lets you scan the coupon from your smart phone. So you can save your paper and printer ink and just carry your coupons on your phone.
2. Skype
Do you have to make quite a few phone calls to international numbers or to landlines? These kinds of calls can add up in price. However, Skype can help you bypass this. This app will allow you to make telephone calls to computers, other telephones, and landlines. Skype itself is free and it provides low charges for international calls.
If you already have WiFi at your home this is a great way to save your minutes on your mobile calling plan. Once you set up to use Skype via your home Wi-Fi you can use your mobile phone to call just about anybody for free. For anyone that travels internationally I highly recommend installing app on your smart phone. When you’re traveling all you have to do is connect to a Wi-Fi Internet connection and you can start making free or dirt cheap phone calls to just about anybody in the world.
3. GasBuddy
We all know that the cost of gasoline has been going up over the past few years. However, you do not have to pay the highest price around to gas up your vehicle. Instead, this little app will tell you the live prices of gasoline at the stations throughout your town or city. This way, you will always know who has the best price on gas near you. GasBuddy is a completely free app for iPhones and Androids.
With the recent skyrocketing gas prices GasBuddy can help you save money on your gas bill. This app will allow you to find the cheapest and closest gas stations in your area. I will note this, GasBuddy is not always 100% accurate in its gas prices as gas prices recently have been fluctuating rapidly.
4. Mint
When you need to keep a budget, you need an app that will help you do so in the best manner. This is when Mint comes into play. This app lets you keep a complete detailed account of all of your finances. You can always keep track of your expenditures, which will help you get a better grasp on where you can cut spending. Mint is a free app for iPhones and Androids, and it can be linked to your online account at Mint.com.
If you have a lot of checking and savings accounts Mint.com is your savior. It can really help you save a lot of time keeping track of all your finances. Having all this information on your mobile phone makes it even more convenient. One thing to consider, please make sure you secure your Mint account as having all that information in one central location could cause a lot of problems.
One of the greatest things about smart phones is that you can have them on hand at all times, making them a great option for making use of money saving apps. The four above are just four of the top applications. However, there are many other money saving apps available for your phone. What are your favorite money saving apps?