All Posts Tagged With: "new years resolution"

Money-Saving Resolutions To Make For 2010

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According to several polls, saving money is one of the top ten most popular New Year’s resolutions.  Have you made your financial resolutions for 2010 yet?  If not, here are eight great ideas for you to save money this year.

Double Duty Resolutions
You can save money by carrying out some of the other most popular resolutions:
 
 -Lose weight.  Eat less, you’ll see lower grocery bills.  Additionally, don’t eat out as much; home-cooked food is cheaper and healthier, and it’s easier to control portion sizes.
 
-Get organized.  How often have you ended up buying an item all over again because you couldn’t find it in your house?  Or paid late fees because you lost a bill? That’s happened to me.  Develop a system to keep everything in its place.  Try this site for lots of helpful free organizing tips.

Fly Lady

- Stop smoking.  At around $4 a pack, a pack-a-day smoker would save $1460 in this year. Add to that, cheaper life insurance, better overall health and perhaps lower doctor bills. If you still can’t quit, at least consider switching to a generic brand, and save yourself over $350 a year.
 
-Get fit.  It will cut your medical bills, and possibly other associated expenses.  For example, if you’re in shape, you can walk more places instead of driving your car everywhere.  You need not join an expensive gym; walking or running will get you in shape.  If the weather’s bad, try mall walking.  And you can equip your home gym for under $100, according to Consumer Reports:

Consumer Reports

Other Great Ways You Can Resolve to Save in the New Year

-Take up a new hobby or activity.  A lot of folks head to the mall when bored, and end up spending money needlessly.  If that happens to you, do something else cheap or free.  Visit the library. See your friends or family. Head to a public park.

- Save on insurance. If you haven’t reviewed your policies in a while, you may be surprised at how much you can save.  Check with your agent to see if you can scale back your coverage, or combine policies to get a discount.  Make sure you’re getting all the savings you are entitled to, such as safe driving discounts.
 
-Manage your finances.  You can try: www.mint.com, which tracks all of your accounts in one place and offers budgeting tips.  If you prefer using spreadsheets, check out Microsoft Excel’s many free and excellent budget worksheets that are available as standard templates.  I used one of them to create my monthly spending plan.  (in Excel 2007, click “new” and then “budget” from the list of template types).

-Always shop with coupons.  Before you buy anything online, check Mr. Cheap Stuff coupons and save at many popular online retailers. 

http://www.mrcheapstuff.com/stores/

Photo courtesy of Flickr

Drugstore.com New Years Resolution Sale – 60% Off

drugstore.com pillsSave up to 60% off of your New Years Resolution products at drugstore.com. Lose weight, get fit, stop smoking, look your best, get healthy and go natural are the categories in which to choose from. Hurry this is while supplies last. Depending on your purchase you may qualify for free shipping!

My husband has ‘resoluted’ to stop smoking and it’s about time! He’s trying cold turkey but we may purchase some gum or lozenges to have on hand as a back up. Don’t avoid your New Year’s Resolutions, save money on them!

Click here for more Hot Deals and Coupons from Drugstore.com

Expiration Date: unknown

Drugstore.com New Years Resolution Sale – 60% Off

Free Atkins Kit and 3 Atkins Bars

applesGet a free Atkins Kit, that includes a Quick Start Guide, Atkins Carb Counter and 3 Atkins Bar.  They have 4 differents product lines to help with your diet: Day Break, Endulge, Cuisine and Advantage.  The Atkins Program has 4 phases : Induction, Ongoing Weight Loss, Pre-Maintenance and Lifetime Maintenance.

This should help with my New Years Resolution to lose weight and get healthy.  I still have to start that P90X program, that I have sitting on my desk.  Lately, I have been tired and sick, I have to kick my bad eating habits and lack of exercise.  Atkins should be able to help me.  Do you have any suggestions? 

Expiration Date: unknown

Free Atkins Kit and 3 Atkins Bars

Free Diet and Nutrition Subscription

an apple a day, keeps the doctor away The country is on a warm and fuzzy Presidential high which is great for us freebie, deal seekers.  Today’s Diet & Nutrition is extending an invitation for us to receive their magazine free for 3 years as an Inauguration on-line special.  Just one year shy of a full term at a 100% discount.

You’ve seen them at the grocery store check out line and have either been shy or reluctant to purchase it, now there is no excuse.  I am so excited to receive 18 issues of practical healthful living tips for better living.  Loosely sticking to mine and Mark’s New Years resolution to get in shape and maintain a balance of healthy living this is a fantastic gift. 

Expiration Date: 1/24/2009

Spaghetti Factory Discount

where's the meatballs? it ain't on top of my spaghetti The Old Spaghetti Factory is turning 40 and they want us to celebrate with them. For the next three weeks on Mondays and Tuesdays only, select signature items are 40% off during dinner. No coupon needed, just show up after 5 pm hungry with your bib on.

I cannot contain my excitement for 3 reasons:
1. The Old Spaghetti Factory is delicious and the two locations close to me being so full all the time, we don’t eat there too often. Now I have a reason to wait out the wait!
2.  My New Years resolution, low-carb diet will be put on HOLD!
3.  An inexpensive night out with the family is always a win-win!

Expiration Date: 1/27/2009